Expert insights from our team

Call Danny for your Business Planning

If you’re still working, it’s never too early to think about how you’ll spend your TSP—not just how you’ll grow it. Your savings give you freedom, confidence, and income throughout retirement.

If you own an Indexed Universal Life (IUL) policy, it might be time for an audit. Life changes, markets shift, and policies evolve.

Living Benefit Story

Early retirement can be a great opportunity—but only if you understand the trade-offs. If your agency offers it and you qualify, it’s worth considering. Just make sure you weigh the pros and cons carefully. Consult a retirement specialist and consider how it fits your long-term goals.

Preparation Is the Best Protection. It’s painful to think about losing a spouse, but preparing today can make all the difference tomorrow. Here’s what you can do now: Review your beneficiaries (TSP, FEGLI). Understand your survivor benefit options under FERS. Most importantly, have these conversations with your spouse now. Need help understanding your options? We can walk you through it.

From building wealth to passing it on, the right retirement plan—and knowing how to handle inherited ones—can make or break your future income and tax exposure.

The loss of a key person can be catastrophic to a business if there is no plan in place for their replacement.